SR-22 calculator: how long the filing lasts and when it ends
An SR-22 (an FR-44 in Florida and Virginia, a DL-123 in North Carolina) is a certificate an insurer files with the state to confirm liability coverage, and it must stay on file for a period the state sets. Whether a DUI triggers a filing at all, for how many years, and which event starts the clock differ from state to state.
Pick a state to see its rule from the verified record, then enter the date of the event the state counts from to see the last day the filing must stay in force. Where the source does not say which event starts the period, the date field says so and the notice from the agency is the reference.
Estimate
Choose a state.
How the period runs
The end date is the start date plus the state's period, on the calendar: three years from 14 March 2026 is 14 March 2029. Some states count from the conviction, others from the start of the suspension, the date of reinstatement, the date the certificate is filed, or an eligibility date the agency sets. The label on the date field names the event the chosen state uses.
A cancelled or lapsed policy is reported to the state on an SR-26 and typically suspends the license again until a new certificate is filed; in some states that restarts the period. The quoted lapse rule for each state is on its SR-22 page.
What the calculator does not do
It does not decide whether a particular case triggers the filing; that depends on the offense, the blood-alcohol level, a refusal and prior record, and the agency's notice controls. It does not estimate premiums or insurer filing fees, which are never recorded on this site. Where a state states no numeric period, the calculator shows the state's wording and no end date.
Frequently asked questions
- Which date do I enter?
- The label on the date field names the event the chosen state counts from: the conviction, the start of the suspension, the reinstatement date, the filing date, or an eligibility date. When the source does not state which event starts the period, the field says so, and the date on the agency's notice is the reference.
- What happens to the end date if the policy lapses?
- The insurer reports a lapse to the state, which typically suspends the license again until a new certificate is filed. Some states restart the period from the new filing. The quoted lapse rule for each state is on its SR-22 page; the calculator does not model a restart.
- Why is there no end date for my state?
- Either the state requires no filing after a DUI, or it requires one only after a repeat offense, or the verified record holds the period only in words. In each case the state's wording is shown instead.